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#BessentCapitalRelief doesn't automatically mean cheaper money. Bessent wants smaller banks lending more to businesses, which could boost equipment, factories and tech investment. But if easier credit lifts demand faster than supply, inflation stays sticky and today's 4.75% 10-year yield could remain painful. That's the paradox: more credit may strengthen growth while delaying lower rates. The real test isn't how much banks lend. It's whether those loans expand productive capacity faster